Visa Embraces Stablecoin Regulation with GENIUS Act Adaptation

Visa CEO Ryan McInerney has positioned the payment giant at the forefront of stablecoin adoption following the U.S. Senate's approval of the GENIUS Act. The legislation, expected to clear the House imminently, provides long-awaited regulatory clarity for dollar-pegged cryptocurrencies. Visa's infrastructure overhaul includes developing stablecoin-compatible credentials and payment rails—a strategic MOVE aligning with its 5 billion users and 150 million merchant network.

"When stablecoins gain traction as payment instruments, we'll be ready," McInerney told CNBC, underscoring Visa's focus on trust and scalability. The company's existing tokenization infrastructure, supporting 14 billion Visa tokens globally, creates a natural bridge for stablecoin integration. This development signals growing institutional acceptance of blockchain-based settlement layers.